Scammers are negotiating fraudulent checks that appear to be American Bank Official Checks.
Two schemes have been identified thus far:
- Individuals click on online ads to become a “Wal-Mart mystery shopper.” These individuals are send a fraudulent check with instructions to deposit the check, purchase gift cards at Walmart, and take a portion of the funds for themselves. All such checks appearing to be drawn on American Bank are fake.
- Individuals selling items online are sent a check appearing to be drawn on American Bank to purchase the item. The check amount is higher than the sales price. There is some story about what to do with the excess funds. These checks are fake and should not be accepted as payment.
Please contact (406) 522-3521 with any questions or to report if you have received a similar check.