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checking accounts to fit your needs

Whether you're seeking a basic checking account or one that offers advanced benefits, you'll find it at American Bank. All of our accounts include a debit card. To apply, fill out our Product and Services application(Opens in a new Window) and stop by a local branch
 

regular checking 

This account offers simple checking convenience.

 
  • $7 monthly service fee is waived with a minimum daily balance of $300 or an average daily balance of $750. Another way to avoid this fee is to maintain a minimum daily balance of $2000 in a Regular Savings, Money Market, Certificate of Time Deposit, or IRA account.
  • $3 service charge for monthly paper statements, if not enrolled with electronic statements
 

package checking 

This is a checking and savings account bundle with minimal to no monthly fees.

 
  • Electronic statements required; $3 monthly charge for paper statements if not enrolled in e-statements
 

Student Checking

This is a free account for students 24 years of age or younger.

 
  • Electronic statements required; $3 monthly charge for paper statements if not enrolled in e-statements
 

Senior Checking

This is an interest bearing account for individuals 49 years of age or older. 

 
 
 

Interest Checking

This account allows those who keep a higher account balance to earn interest. 

 
  • $10 monthly service fee is waived with minimum daily balance of $1,000 or an average daily balance of $2,000; this service charge can also be avoided by maintaining a minimum daily balance of $3,500 in a Regular Savings, Money Market, American Way Plus Money Market, Certificate of Deposit, or IRA account
 
For customers with a qualifying high deductible health plan
 
  • First order of standard checks are free
  • Interest-bearing account with a variable interest rate
  • $1,500 minimum balance to earn interest
  • $2.50 monthly service charge is waived with $1,500 daily balance
  • Electronic statements required; $3 monthly charge for paper statements if not enrolled in e-statements
 

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