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checking accounts to fit your needs

Whether you're seeking a basic checking account or one that offers advanced benefits, you'll find it at American Bank. All of our accounts include a debit card.  Stop by a local branch to apply.

 

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The financial decisions you make today will have a long-term impact on your life. Our interactive learning tools will prepare you with the right skills to manage your financial future. 
 
 

regular checking 

Simple checking convenience


  • $7 monthly service fee waived with a minimum daily balance of $300 or an average daily balance of $750; also avoid this fee by maintaining a minimum daily balance of $2,000 in a Regular Savings, Money Market, Certificate of Time Deposit, or IRA account
  • $3 service charge for monthly paper statements if not enrolled with electronic statements
  • $2 automatic sweeps from other American Bank accounts to prevent overdrafts

package checking 

A checking and savings account bundle with minimal to no monthly fees


  • $2 automatic sweeps from other American Bank accounts to prevent overdrafts
  • Electronic statements required; $3 monthly charge for paper statements if not enrolled in e-statements
  • Overdraft protection available (must apply for approval/includes fees) 

Student Checking

An account for students 24 years of age or younger


  • Overdraft protection available (must apply for approval/includes fees)
  • $2 automatic sweeps from other American Bank accounts to prevent overdrafts
  • Electronic statements required; $3 monthly charge for paper statements if not enrolled in e-statements

Senior Checking

An interest bearing account for individuals 49 and above 


  • Free bill pay
  • No minimum balance requirement
  • Free first order of American Bank logo checks
  • MasterCard debit card available
  • Tiered variable interest rate
  • Free online banking and mobile deposit

Interest Checking

This account allows those who keep a higher account balance to earn interest. 


  • $8 annual safe deposit credit
  • $2 automatic sweeps from other American Bank accounts to prevent overdrafts
  • $10 monthly service fee is waived with minimum daily balance of $1,000 or an average daily balance of $2,000; also avoid this fee by maintaining a minimum daily balance of $3,500 in a Regular Savings, Money Market, American Way Plus Money Market, Certificate of Deposit, or IRA account

For customers with a qualifying high deductible health plan

  • First order of standard checks are free
  • Interest-bearing account with a variable interest rate
  • Free online banking and mobile deposit
  • $1,500 minimum balance to earn interest
  • $2.50 monthly service charge is waived with $1,500 daily balance
  • Electronic statements required; $3 monthly charge for paper statements if not enrolled in e-statements