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Commercial Construction & Development

When you walk the streets of downtown Bozeman, you’re walking among buildings that American Bank financed. Same is true in Big Sky, Big Timber, Livingston, Whitefish and the other surrounding communities we serve. We may not hang a sign beside every commercial construction project we finance, but behind the scenes we put our stamp on each one.

You see it in the project efficiencies that result from our streamlined procedures for processing and paying construction draws. After all, we know that a promptly paid contractor is a happy contractor, and a happy contractor is a focused and dedicated contractor.

You see it in the attention to detail we give all project documentation—and the project quality that results. From groundbreaking to ribbon cutting, our team stays involved, ensuring lien waivers are signed, inspections are passed, and invoices are checked against budgets and estimates.

Ultimately, you see it in the proud investors, owners, contractors and developers who come away from each project eager to work with American Bank again. From the smallest storefront to the biggest office building, we help clients seize opportunity, develop community and build prosperity.

Owner-occupied Commercial Construction 

Whether you’re building on bare ground or purchasing an existing building, chances are good the unique needs of your business demand customized site improvements. We provide financing for a range of projects, from minor renovations to major expansions to new buildings.

Investment Projects 

For more than 70 years, American Bank has worked with investors in our communities, across the country, and even around the world. We can provide financing solutions for self-storage, multifamily housing, lodging and other investment projects.

Acquisition and Development Projects 

Montana’s wide-open spaces inspire a wide range of creative development opportunities. At American Bank, we have deep experience in the financing of land purchase and development as well as infrastructure such as roads, utilities and other hard costs.


Residential Construction 

Thanks to Montana’s growing population and expanding economy, developers in the Gallatin Valley, Whitefish, Big Sky and other parts of the state continue to find opportunities in speculative construction and pre-sold homes. Let American Bank’s knowledgeable and experienced lending team help with your next spec project.

Contact a loan officer to apply