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CD & IRA options

Maximize your savings with competitive interest rates in one of our long-term savings accounts. All accounts offer convenient mobile banking.  Stop by your local branch to apply.
We offer certificate of deposits (CDs) that vary in terms. All CDs have fixed rates.

  • Wide range of terms
  • Competitive fixed rates

  • Minimum opening deposit of $500
  • CDs are subject to early withdrawal penalties

American Bank offers three Individual Retirement Account (IRA) plans: Traditional, Roth and SEP. IRAs are specifically designed to grow your money faster and keep your investment secure. Please consult a tax advisor or legal professional for guidance on how IRAs may fit into your retirement strategy and whether an IRA may be the right choice for you.

  • IRAs are subject to early withdrawal penalties
  • Fixed and variable options are available
  • Minimum opening deposit of $500 required for all accounts