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Business Lending

At American Bank we want to see your business and investments succeed and that is why we specialize in tailoring our loans to meet all of your borrowing needs. As a family-owned community bank, our experienced lenders provide customers with responsive personalized service and quick local decision making.

We offer a variety of commercial loans including:

Business Lines of Credit
Manage your cash flow and growth with a line of credit from American Bank.

Commercial Real Estate Loans
Let American Bank help finance the purchase of commercial real estate including credit for multi-family units, construction, renovations and expansions.

Construction and Development
American Bank has a long history of working with contractors and developers to fund loans for land acquisition, construction and development projects.

Machinery and Equipment
Acquire and install new and used equipment and machinery with a lending solution from American Bank.

Small Business Loans
There are many types of Small Business Administration (SBA) loans available to borrowers today.  Let American Bank help you explore the possibilities.

Whatever your needs, our lending solutions will provide creative structures to design the lending package that’s right for you. Please contact a lender today to learn more.


If you are interested in applying for a non real estate loan with American Bank, below is a list of required items you will need to gather to start your loan application process.

1. Financial Information Needed

A salaried employee:

  • Two years of W2 statements
  • Two months of recent paystub

Self employed:

  • Two years federal tax returns

Copies of Awards letter from Social Security or Veterans Administration for retirement of disabilities earnings (if applicable)

Copies of Current Military Earnings Statement (if applicable)

2. Forms required for all applicants

Please complete the following forms to start your application process and return them to any American Bank branch:

3. Additional forms that may be required

Please work with your personal Loan Officer to complete any additional forms.  We are here to assist you through this process.




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