Cash Management helps your business operate More efficiently
American Bank's Cash Management system is a premium online banking account for commercial customers and individuals who need more comprehensive banking services. Contact your banker to get set up.
Benefits and Features
- Online Balance View and Transfers
- Online Bill Pay
- Multiple User Sign On - A tiered system that lets you customize access levels for different employees.
- Positive Pay - A fraud prevention system allowing you to double-check and authorize checks written off an account.
- Automated Clearing House - ACH enables you to set up recurring payments including payroll, taxes and other electronic debits.
- Wire Transfers - May be set up at a branch or remotely (with completion of a wire transfer agreement form). Both domestic and foreign wires are available. Limits will be determined on a case by case basis.
- Remote Deposit Capture
- Electronic Payment Processing (EPS)
- Single Sign On - Gives you access to EPS and remote deposit capture with a single set of login credentials.
Cash Management users/ACH originators are required to comply with the NACHA Rules and Guidelines, which are available online. American Bank will update you with these rules annually.