Business Savings Accounts

American Bank business checking and savings accounts are designed to simplify banking for our busy business customers. If you have any questions, please feel free to ask your American Bank representative.

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Business Interest Advantage
Simplified interest-bearing savings tool for our business customers (2).

Monthly Fee (1)	Account Features
$4.00/Statement Cycle (3)	• May provide overdraft protection to business checking.  • 24 hour telephone banking  • Internet Banking

Monthly fee waived with minimum daily balance of $300.00.

Business Performance Advantage
Flexible interest-bearing money market savings account with check writing privileges for our
eligible businesses (2).

Monthly Fee (1)	Account Features
$10.00/Statement Cycle (3)	• May provide overdraft protection to business checking.  • 24 hour telephone banking  • Internet Banking

Monthly fee waived with minimum daily balance of $1,000.00.

American Way Savings
Our Premier Savings Account. A market rate savings account that pays a high interest rate (4) and your assets remain liquid. The opening balance requirement for this account is $25,000.00. You may make unlimited deposits and six transfers or withdrawals from your account each monthly statement cycle without incurring an excess withdrawal fee.

Monthly Fee (1)	Account Features
$10.00/ Month (3)	• Competitive variable interest rate  • Interest compounds monthly  • Direct deposit  • ATM Access and limited auto transfer to or from checking (3)  • Tied to external 5 week average index  • 24 hour telephone banking  • Internet Banking

Monthly fee waived with minimum daily balance of $25,000.00.

Balance APY* $25,000 & Over 1.399%* $0 - $24,999.99 .00%*

*Annual Percentage Yields March 31st, 2008 through April 29th, 2008

Contact a Personal Banker today at any of our locations.

 • Annual Percentage Yields are accurate as of 3/31/2008. Call for current rates. These are variable rate accounts and are subject to change without notice. Fees or other conditions may reduce earnings. Minimum opening balance of $25,000. If daily balance falls below $25,000, a monthly service charge of $10 will be assessed to the account. Interest rate is based on the five week moving average auction discount rate on the Thirteen Week Treasury Bill as of the last business day of the preceding month.

1. All account fees are subject to change.
2. The interest rate and annual percentage yield may change at our discretion.
3. Excess withdrawal fees and fees noted under "Other Account Fees" in the Deposit Account Agreement may apply to this account.
4. The interest rate is based on the most recent five week moving average auction discount rate on the Thirteen-Week Treasury Bill.